This charming duplex in southwest Loveland features three bedrooms and two-and-a-half bathrooms, along with three highly sought-after amenities: low HOA fees, a fully fenced backyard, and an attached two-car garage! Inside, vaulted ceilings and SO much natural light give this home a welcoming and fresh feel. Recent updates include luxury vinyl plank flooring, modern light fixtures, newer appliances, newer carpet in the upper level, renovated bathrooms, updated trim and doors, and fresh paint both inside and out.Outside, enjoy the large stamped concrete patio, a beautifully maintained lawn, and plenty of space for garden beds and pets to roam. The two-car garage offers storage shelving and extra lighting for hobbies or projects. Minimal HOA fees cover common landscaping and sidewalks, allowing homeowners lower monthly costs and the freedom to personalize their homes.Conveniently located near grocery stores, restaurants, amenities, and schools, with downtown Loveland just a short 5-minute drive away and i-25 reachable within 10 minutes. First American 1 Year Home Warranty included.